After an accident, people are supposed to share their insurance information with each other. They should give you an insurance card, address, phone number and other information so that you can get in touch.
Sometimes, people don't want to give their insurance or personal information to the other driver. If you approach the other driver and find he or she is resistant to giving you any information, then you may want to step back, call the police and await help.
Why Does Insurance Information Matter?
If the other driver is at fault, then his or her insurance should cover your expenses related to the accident. One reason some drivers don't want to give you insurance information is because they don't carry insurance. Others may have insurance that already has a high premium or other penalties that would result if accidents ended up on their records.
Insurance information is the only way to help guarantee yourself a positive outcome. Whether or not the driver promises to pay you without a claim doesn't matter; still get all the information you can, so you can make a claim against the person's insurance.
What Should You Do If They Won't Give You Any Information?
Wait for the police. If the driver attempts to leave the scene, don't intervene. Instead, get the driver's license plate information and remember what he or she is driving.
Also, try to remember the person's name or what he or she looks like to help the police.
Drivers need to willingly give their information to the other party after a crash. If one doesn't, it's time to get the police involved.
Source: Car Insurance Quotes, "5 tips when the other driver won't share insurance information," Emmet Pierce, accessed Feb. 07, 2018