The person in a car accident who was negligent is the one who is usually found to be at fault in an accident meaning they are the one who made the mistake. Proving fault to insurance companies is usually the difficult part. You are going to want to make a powerful argument to your insurance company with strong evidence to help your case. This can be done with the help of an attorney. Findlaw.com provides a few ways to strengthen your case.
The officer who comes to the scene of the car accident will write up a report that includes all the details of the accident. You are going to want to make sure that you get a copy of the police report especially if the accident involves injuries. These reports will hold evidence about liability and the officer’s opinion on who is responsible. This often is one of the most important pieces of evidence you present to your insurance company. If the police do not show up to the accident you are going to need to report the accident to the nearest police station.
Changing Police Reports
Police reports can sometimes have mistakes but they can also be fixed. If the facts do not line up like the insurance company listed is incorrect than you can amend the report by talking to the police and showing them the correct information.
Amending a disputed fact like fault determination is much more difficult. Fault determination means deciding who is at fault between the parties involved in the car accident. Consulting with an attorney is how you will be able to determine the strength of your case. Codes.findlaw.com is also where you can find Kentucky Statutes regarding motor vehicles. Looking at the laws and consulting with an attorney will help you negotiate with the other driver’s insurance company. If the accident is clearly the other driver’s fault, most insurance companies will recognize that and attempt to make a settlement offer right away.
Rear end accidents and left-turn collisions are two of the most common car accidents. If a car hits you from behind this is a case where it is almost always their fault. If there is a third-party driver who caused the car to rear end you, they can make a claim against them, but it does not affect the driver’s liability for the damage to your car. Although if your break lights were out and you decided to stop on the road, then you were being negligent which means your compensation may be reduced. This is the same for if a car turns left at an intersection where you have the right of way to drive straight.
If you or a loved one gets into a car accident and needs assistance negotiating their claim with an insurance company, call our attorneys at the Dixie Law Group at 502-378-7343 for a 100% free first-time consultation or contact us online.